The new free mobile app's objective is to help anyone grieving reach their own answer to the question:
"What good could ever come from the painful experience of loss and grief?"
The free mobile app provides users with access to
twitter-sized true stories and videos of people worldwide
facing unimaginable loss and
turning their grief into something positive.
Get the free new app at major app stores including:
Apple App Store: "Good From Grief"
Google Play App Store: "Good From Grief"
Amazon App Store: "Good From Grief"
Now Available At Most Major App Stores; including:
APPLE App Store:
https://apps.apple.com/us/app/pet-loss/id1566904698
GOOGLE Play App Store:
"Pet Loss"
https://play.google.com/store/apps/details?id=com.petsdeath.app56423&hl=en_US&gl=US
While most life insurance companies are good corporate citizens that know the pain that grieving families may already be going thru and they make the filing process for grieving families as simple as possible - we unfortunately have and continue to receive a great deal of complaints from our online community members; our vitual grief support groups participants and others on how some Life Insurance Companies have made their ability to grieve their loved ones even harder by the additional pain and suffering they have caused them when filing for their loved ones life insurance policies.
We hope you and yours are not one of these families having to deal with some of these horror stories, but as a small way to try to help - several volunteers with MyGriefAngels.org have put together the list of links below on some of the Federal, National and International agengies and groups that you can file complaints against these bad actors.
IMPORTANT: Make sure to save all your paperwork/email communications, and make sure to file clear, concise and detailed complaints with key backup documentation. The easier you make it for regulators to clearly see the unethical behavior of the group you are filing a complaint against the better, and at all times.
Below are some suggestions by online community members and virtual group participants on agencies and groups where you might be able to file complaints based on your own experience:
1. Insurance Regulators by STATE: Most States have Insurance regulators; including your own state; the state where the group you are filing a complaint against and/or the state where your loved one's life insurance was issued in. You may want to file in each of those States, but always consult a legal advisor as to what is the best course of action for you and yours. As an educational example, a couple of State Regulators links are included below so you maybe better aware of what to look for in your own State:
- California State: https://www.insurance.ca.gov/01-consumers/101-help/index.cfm
- Illinois: https://idoi.illinois.gov/consumers/file-a-complaint.html
- Iowa (Known as the USA's Insurance Capital): https://iid.iowa.gov/consumers/filing-complaints
- Massachusetts: https://www.mass.gov/file-an-insurance-complaint
- New York State: https://www.dfs.ny.gov/complaint
- Ohio:https://insurance.ohio.gov/about-us/complaint-center
- Texas: https://www.tdi.texas.gov/consumer/get-help-with-an-insurance-complaint.html
- List of USA Life Insurance Companies with Addresses
2. FEDERAL Level Regulators and Agencies to File Life Insurance Complaints with:
You can file a complaint about a life insurance company at the federal level with the following organizations.
Before filing a complaint, you should:
- Talk to your insurance company and follow their appeal process
- Ask about the appeal process before filing a complaint with an outside party
Federal Trade Commission (FTC) - Report Fraud/File a Complaint at https://reportfraud.ftc.gov/
The FTC's Bureau of Consumer Protection (BCP) works to stop unfair, deceptive, and fraudulent business practices
Consumer Financial Protection Bureau. You can call the CFPB at (855) 411-2372, Monday through Friday, 8 a.m. to 8 p.m. ET, except federal holidays
Consumer Financial Protection Bureau (CFPB):
https://www.consumerfinance.gov/complaint/
Securities Exchange Commission:
https://www.sec.gov/submit-tip-or-complaint
Econsumer.gov, a project of the International Consumer Protection and Enforcement Network (ICPEN), is a partnership of more than 65 consumer protection agencies around the world. Report international scams and take more steps to resolve your complaint. Your complaint helps consumer protection agencies spot trends and work together to prevent international fraud.
https://www.bbb.org/file-a-complaint
The BBB gets mixed reviews from online community members on its effectiveness, but most found it helpful in researching complaints filed against the life insurance company you are dealing with.
3. Social Media Platforms:
Several online community members also suggested you consider sharing your experience with the life insurance company or your complaint on social media sites and/or consumer review sites; including:
- TrustPilot
- Facebook
- Google Reviews
- Yelp Reviews
- NextDoor Communities
- Consumer Reviews
Please know, and sadly to say, that we hear from many people in the online community and virtual groups that are dealing with the death of a loved one and have unfortunately also found themselves dealing with difficult journeys with their loved one's Life Insurance company.
IMPORTANT
Website Disclaimer
With your access and use of the MyGriefAngels.org site, COVID19 Dedicated GriefSupportOnline.com site, the Twitter.com/MyGriefAngels feed and/or any of these sites’ information, education, community shared postings, apps, resource directory and any other content
I agree and approve of and to
all the following statements and release of liability:
The content of this website is for informational purposes only. It is either provided by My Grief Angels (MY GRIEF ANGELS) or its representatives directly, or shared by MY GRIEF ANGELS’s participants. While MY GRIEF ANGELS endeavors to keep the content up to date and correct, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will MY GRIEF ANGELS be liable for any loss, damage, or injury whatsoever arising out of, or in connection with, the use of this website, and any of the site’s content, information, resources, links, education, services, products, and/or any other materials shared on them.
Through this website you are able to link to other websites; MY GRIEF ANGELS has no control over the nature, content and availability of those sites. The inclusion of any link does not imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, MY GRIEF ANGELS takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond its control.
If you disagree with any of these disclaimers and total liability release statements,
you will need to exit the sites and/or any of its resources and information provided here
immediately. Thank You.
List of Free Apps that might be of some help in coping with grief as suggested by site visitors:
Below are the 2014 and 2019 versions of the My Grief Angels' App
that have now been replaced with the new 2021 "Virtual Grief Support" App.
In addition, you will also find some of the FREE Apps in the areas of
Stress Management, Breathing Exercises, Color Therapy, and Grief Support Network
from the Google Play and iPhones App Stores
that several of our online community members have found useful themselves.
As noted earlier, we are not associated with, nor do we endorsed
any of the non-My Grief Angels' apps shared, but simply provide here as
a public service.
A. Grief Support Network App
(2014 My Grief Angels First App /
Replaced With New 2021 App)
This was My Grief Angels' First App and the First Proximity Based Grief Support App.
While the App won awards for innovation, and had over 20,000 Downloads worldwide, it is an older created in what is now older technology that may not work on newer phones and other tech devices,
so we suggest downloading the latest app
"Coping with Grief"
available in Google Play, Amazon now with the Apple App Store soon.
www.MyGriefAngels.org
A free proximity-based social network connecting & supporting people grieving or who have grieved with the objective of creating a global community of Grief Angels that can be there for each other during one of live's most difficult time.
Subscribers to the app are known as "Grief Angels" that know that the people they may be helping now or in the future may be themselves, their families or friends.
B. "Coping With Grief" App
(2019 My Grief Angels' Second App /
Replaced with New 2021 App)
C. Online/Chat/Text-based Apps and Services:
For people who do not have or cannot access local grief support counselors or grief support groups - the internet and our mobile phones provide access to new online, text-based, and chat-based grief counseling services from licensed therapists/corporations, OR coaches & trained listeners. Increasingly, a number of companies and organizations have started to provide grief counseling via unlimited texts or emails for a fixed weekly fee. Some of these services are listed below, but please understand that we are not affiliated with, nor endorsed any of these groups.
They are provided here strictly for the educational and informational objectives of this course:
- WoeBot: Your Self-Care Expert
Woebot sends over a million messages per week to help users with everyday stress and challenges such as symptoms of depression, anxiety, relationship problems, procrastination, loneliness, grief, addiction, pain management and more! Woebot checks-in with you every day and guides you through practical techniques based on tried and tested approaches such as Cognitive Behavioral Therapy (CBT), Mindfulness, and Dialectical Behavior Therapy (DBT). Woebot is your very own coach who chats with you and offers insights and skills to help you grow into your best self.
- www.betterhelp.com/about/# (online-based) - Approx. $40 for a week of unlimited text-messaging with a licensed therapist .
- www.TalkSpace.com (text-based) - Approx. $25 for a week of unlimited text-messaging with a licensed therapist.
- www.breakthrough.com/ - Self-pay or insurance rates usually listed with each therapist.
- www.7cups.com/ (chat) - Chatting with coaches or trained "listeners" - who may not be a licensed mental health professional or therapist.
- https://joyable.com - Chatting with coaches or trained listeners - who may not be a licensed mental health professional or therapist.
Consumer Alert/Information:
In addition to the above services, there are many other new online and mobile services appearing daily, but in all cases, please be aware that some of these sites that offer you "free" trials will then automatically sign you up for a mandatory weekly or monthly billing plan, or try to later upsell you to other much more expensive services - ASK Upfront and keep all related email/chat records on questions about all the costs associated with the service you seek; how do you stop the service from billing you further if you no longer need it, and check the major review sites for verified reviews of others that have used their services.
C. BREATHING EXERCISES APPS:
1. Breathe2Relax App
Breathe2Relax is by The National Center for Telehealth and Technology
Breathe2Relax is a portable stress management tool which provides detailed information on the effects of stress on the body and instructions and practice exercises to help users learn the stress management skill called diaphragmatic breathing
Android:
https://play.google.com/store/apps/details?id=org.t2health.breathe2relax&hl=en
iPhone:
https://itunes.apple.com/us/app/breathe2relax/id425720246?mt=8
2. Paced Breathing App
Paced Breathing helps you improve your breathing by giving you visual, audio, and haptic (vibrate) breathing cues. This is very useful not only for yoga and meditation, but also for exercise training, like running. Just pick a comfortable starting point and start improving your breathing!
Features:
* Adjustable Session Times (inhale, exhale)
* Ramping Times Up or Down
* Visual, Audio, and Haptic Cues
* Custom Breathing Profiles
* Tons of sound choices, like Binaural beats (use with headphones)
* Multiple Color Themes (Pro)
* Breathes Per Minute (BPM) Tracker
Android:
https://play.google.com/store/apps/details?id=com.apps.paced.breathing&hl=en
3. Universal Breathing - Pranayama Free App
This is the free version of 'Universal Breathing: Pranayama' Stressed? Balance your life and experience a relaxed meditative state to relieve your daily stresses and tensions. Pranayama's simple and intuitive guide to deep breathing features a progressive course based on the principles of yoga, to help you find balance and stress relief. Combining the power of breath with technology, Pranayama is an easy way of improving your health and reducing stress. Using music and animated visuals to guide you to slower deeper breathing, Pranayama by Saagara enhances the way you feel and leaves you with more energy, stamina, and focus.
Android:
https://play.google.com/store/apps/details?id=com.saagara.universalpranayamafree&hl=en
iPhone:
https://itunes.apple.com/us/app/universal-breathing-pranayama/id435871685?mt=8
C. STRESS MANAGEMENT APPS:
1. Self-help Anxiety Management App
By the University of West of England
SAM is a friendly app that offers a range of self-help methods for people who are serious about learning to manage their anxiety.
SAM has been developed by a university team of psychologists, computer scientists and student users. Established methods of self-help have been combined with high standards of usability to provide an engaging, flexible, and practical resource.
The key features of SAM are:
• Clearly laid out menus
• User guidance
• External links
• Self-monitoring of anxiety with graphical display
• 25 self-help options covering: Information about anxiety, Thinking and anxiety, Physical relaxation, Mental relaxation, Health and Anxiety
• Guidance on putting self-help into practice
• Closed social network of SAM users
Android:
https://play.google.com/store/apps/details?id=com.uwe.myoxygen&hl=en
iPhone:
https://itunes.apple.com/us/app/self-help-for-anxiety-management/id666767947?mt=8
2. WhatsMyM3
You know your other important health numbers - your cholesterol levels, your heart rate and blood pressure. Now for the first time, we finally have a number that gauges mental health. By knowing our M3 score and then getting the right treatment, we have more success managing all our numbers, because mental health affects everything.”
Larry Culpepper, MD, MPH
Professor of Family Medicine
Boston University School of Medicine
WhatsMyM3 is a primer to help you take control of your mental health. M3 is a 27 question confidential screen that you can complete at WhatsMyM3.com. After you finish the questions you to receive an overview of your potential risk of anxiety, depression, bipolar disorder or PTSD based on research published in the Annals of Family Medicine.
The M3 Score, which represents the likelihood that the symptoms disclosed reflect a clinically significant disorder. A University of North Carolina published in the Annals of Family Medicine study of the M3 has shown that among people with no diagnosis, 83% receive an M3 Score below 33, whereas 81% of those with confirmed diagnoses fall above this threshold.
The higher the M3 Score the more likely the patient's responses are clinically significant and the symptoms reported are having a real impact on quality of life. Therefore, the M3 Score could be viewed as a general mental wellness grade, with lower scores indicative of good mental health. For those receiving treatment it provides a target for treatment success.
Language Supported by this App: English & Spanish (More to come in next version…).
Android:
https://play.google.com/store/apps/details?id=com.mymoodmonitor.whatsmym3&feature=search_result&rdid=com.mymoodmonitor.whatsmym3&rdot=1#?purchaseButton=lNQAL11AFrVftwkHbvhAgzonrZ0=
iPhone:
https://itunes.apple.com/us/app/whatsmym3/id515945611?mt=8
3. I Can Be Fearless - Relax, remove fear and Anxiety
By Human Progress
Get relaxed, sleep better and overcome fears and phobias. A free relaxation session is embedded with the download. From the info screen in the app you can get two additional free relaxation sessions.
You have an amazing mind that has the ability to learn much quicker and also un-learn some old inhibiting patterns that you do not need anymore. The application will, with your help, activate that learning state of the mind and then help that part of the mind to a deeper understanding and change. The more you listen, the deeper the effect. Many will discover great results from the beginning.
The application helps in eliminating those thoughts, feelings and actions that stop you from doing what you actually want to. The learning state removes the old habits and patterns embedded in long term memory that result in fear, worries, demotivation, grief, sorrow, loneliness, anger and rejection.
Android:
https://play.google.com/store/apps/details?id=eu.hypnosis.android&hl=en
iPhone:
https://itunes.apple.com/us/app/i-can-be-fearless-relax-remove/id327538172?mt=8
4. Anti-stress Chromotherapy App
By Tunglabs
Eliminate all your mental stress, play with colors and transform their environments with the fascinating application Super Living Colours. With the revolutionary concept in lighting that enables the automatic exchange and dynamic colors. There are more than 256 shades of colors to highlight your environment and impress your friends. Enjoy your convenience and bring to room or room to create a world of his own! You can leave your day-to-day more relaxing and celebrating their most lively.
Android:
https://play.google.com/store/apps/details?id=br.com.tunglabs.superlivingcolours.lite&hl=en
5. Soundmindz Mobile Apps:
Anti-Depression, Anti-Anxiety & Other Related Apps for both Android and iPhone
http://www.soundmindz.org/mobile-apps
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IMPORTANT
Website Disclaimer
With your access and use of the MyGriefAngels.org site, COVID19 Dedicated GriefSupportOnline.com site, the Twitter.com/MyGriefAngels feed and/or any of these sites’ information, education, community shared postings, apps, resource directory and any other content
I agree and approve of and to
all the following statements and release of liability:
The content of this website is for informational purposes only. It is either provided by My Grief Angels (MY GRIEF ANGELS) or its representatives directly, or shared by MY GRIEF ANGELS’s participants. While MY GRIEF ANGELS endeavors to keep the content up to date and correct, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will MY GRIEF ANGELS be liable for any loss, damage, or injury whatsoever arising out of, or in connection with, the use of this website, and any of the site’s content, information, resources, links, education, services, products, and/or any other materials shared on them.
Through this website you are able to link to other websites; MY GRIEF ANGELS has no control over the nature, content and availability of those sites. The inclusion of any link does not imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, MY GRIEF ANGELS takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond its control.
If you disagree with any of these disclaimers and total liability release statements,
you will need to exit the sites and/or any of its resources and information provided here
immediately. Thank You.
Copyright © My Grief Angels - A Social & Human Services 501 (c)(3) Public Non Profit Organization. All rights reserved.